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Business/Organization Account Ownership Agreement (81057)
Use for: Business and organization accounts, including non-member deposits. Must be supplemented with appropriate disclosures and account agreement brochure.
- Sample.
- Revised 6/21.
- 8.5 x 11", 1 copy = 2 sides.
- Use separate form for each account suffix.
- Instructions for Business / Organization Account Ownership Agreement, WCUL #81057 (Rev. 6/21) (Instructions Rev. 9/21)
- See ii Release No. 0161 for information about – business and organization accounts.
- See ii Release No. 0002 for related information about WCUL account forms.
- See Compliance Courier dated 10/20/21 - Part I - Updated League Account Agreement Forms Released for Sale.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Chattel Security Agreement (82005)
Both versions of this form are included with your purchase.
Use Standard version for: Loans governed by Wisconsin law secured by consumer goods and fixtures, but not inventory or equipment of a business. Do not use for “covered borrowers” under Military Lending Act on or after October 3, 2016.
- Sample.
- Revised 11/13.
- 1 copy = 2 sides, 8.5 x 14".
- See Topics A-Z: UCC Article 9 - Secured Transactions for related information about UCC security interests in Wisconsin.
Use MLA version for: Military Lending Act loans governed by Wisconsin law and secured by Consumer Goods or Fixtures, but not inventory or equipment of a business.
- Revised 6/16.
- View MLA Sample
- 1 copy = 2 sides, 8.5 x 14".
- See ii Release No. B067 - Lending to Servicemembers, regarding the Military Lending Act.
- See Compliance Courier dated July 15, 2016 - Forms Update: Use League's MLA forms for Servicemembers and their dependents starting October 3rd.
- See Compliance Courier dated October 7, 2016 - Forms Update: WCUL forms aid MLA compliance.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Kwik Cash Loan Agreement (82033)
Both versions of this form are included with your purchase.
Use Standard version for: Wisconsin Consumer Act open-end lines of credit, but not with a dwelling or real estate as security. Do not use for “covered borrowers” under Military Lending Act on or after October 3, 2016.
- Sample.
- Revised 6/10.
- 8.5 x 14" duplex printed, 1 copy = 2 sides.
- See ii Release No. B046 for information about Consumer Kwik-Cash using W.C.U.L. forms.
Use MLA version for: Wisconsin Consumer Act open-end lines of credit subject to the Military Lending Act, but not with a dwelling or real estate as security.
- Revised 9/16.
- View MLA Sample.
- 8.5 x 11" duplex printed, 1 copy = 4 sides.
- See ii Release No. B046 for information about Consumer Kwik-Cash using W.C.U.L. forms and ii Release No. B067 - Lending to Servicemembers.
- See Compliance Courier dated October 7, 2016 - Forms Update: WCUL forms aid MLA compliance.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Mortgage (82020)
Use for: Closed-end real estate loans subject to the Wisconsin Consumer Act (amount financed does not exceed $25,000 and mortgage is not a first lien or equivalent security interest).
- Sample.
- Revised 11/13.
- See ii Release No. B053 - Real Estate Mortgage Lending.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Note & Federal T-I-L Disclosure (82014)
Both versions of this form are included with your purchase.
Use Standard version for: Closed-end Wisconsin Consumer Act loans, except for those with a variable interest rate, or with a dwelling or real estate as security.
- Sample.
- Revised 2/14.
- 8.5 x 14" duplex printed, 1 copy = 2 sides.
- See ii Release No. B001 for Wisconsin Consumer Act coverage.
- See Compliance Courier dated April 15, 2014 - WCUL releases updated loan forms: 81101, 82014, and 82018.
Use MLA version for: Closed-end Wisconsin Consumer Act loans subject to the Military Lending Act, except for those with a variable interest rate, or with a dwelling or real estate as security.
- Revised 9/16.
- View MLA Sample.
- 8.5 x 14" duplex printed, 1 copy = 2 sides.
- See ii Release No. B001 for Wisconsin Consumer Act coverage and ii Release No. B067 - Lending to Servicemembers.
- See Compliance Courier dated October 7, 2016 - Forms Update: WCUL forms aid MLA compliance.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Note (82073)
Both versions of this form are included with your purchase.
Use Standard version for: Closed-end Wisconsin Consumer Act loans secured by real estate or a dwelling. Includes variable rate option. Do not use for “covered borrowers” under Military Lending Act on or after October 3, 2016.
- Sample.
- Revised 11/13.
- 1 copy = 2 sides; 8.5 x 14".
- See ii Release No. B053 - Real Estate Mortgage Lending.
- Also see Compliance Courier dated December 13, 2013 - Updated WCUL loan forms released for use.
Use MLA version for: Closed-end Wisconsin Consumer Act loans subject to the Military Lending Act. Includes variable rate option.
- Revised 9/16.
- View MLA Sample.
- 1 copy = 2 sides; 8.5 x 14", duplex printed.
- See ii Release No. B053 - Real Estate Mortgage Lending.
- See ii Release No. B067 - Lending to Servicemembers, regarding the Military Lending Act.
- See Compliance Courier dated October 7, 2016 - Forms Update: WCUL forms aid MLA compliance.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer Note and Federal T-I-L Disclosure, Credit Sale (81101)
Use for: Wisconsin Consumer Act financing the sale of CU property, such as repos, but not real estate or dwelling.
- Sample.
- Revised 2/14.
- See ii Release No. B001 for Wisconsin Consumer Act coverage.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer R.E.A.P.® Agreement (82085)
Use for: Wisconsin Consumer Act home equity lines-of-credit. NOT for 1st lien or equivalent security interests.
- Sample.
- Revised 3/05.
- See ii Release No. B064 for more information about HELOCs.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Consumer R.E.A.P.® Mortgage (82086)
Use for: Wisconsin Consumer Act home equity lines-of-credit using #82085. NOT for 1st lien or equivalent security interests.
- Sample.
- Revised 2/00.
- See ii Release No. B064 for more information about HELOCs.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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Credit Union Loan Application for Wisconsin Residents (82083)
Use for: Loans to Wisconsin residents, but not for secondary market.
- Sample.
- Revised 11/13.
- See ii Release No. B005 - Marital Property Act, and
- ii Release No. B041 - Regulation B.
By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.
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