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Wisconsin Open-End Credit Payment Waiver Agreement (83004)

Use for: WCUL Kwik-Cash or R.E.A.P.® Open-End line-of-credit agreements when governed by Wisconsin law. It allows the credit union and borrowers to agree to waive several payments and specify when regular payments will resume. The form needs to be signed by the credit union and the borrower(s). 

  1. Sample.
  2. Revised 10/20.
  3. 8.5 x 11", Single side.
  4. View Form Instructions.
  5. See ii Release No. B064 - R.E.A.P. & Home Equity Lines of Credit, and
  6. See ii Release No. B046 - Consumer Kwik-Cash Loans,
  7. See Compliance Courier: New WCUL form provides for waiver of payments on Kwik-Cash lines of credit and R.E.A.P. HELOCs (11/6/2020).

By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.


Price:   $145.00
Quantity:  
Members - log in to purchase!

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Wisconsin Simple Interest Loan Modification Agreement (83002)

Use for:  Modification of WCUL closed-end loan agreements where several installments are rescheduled. Repayment options include:

  • -Monthly payments in the original amount, with extension of the final payment due date.
  • -Monthly payments in the original amount, with a balloon payment due on the original scheduled final payment due date.
  • -Monthly payments at a higher amount, with the final payment falling on the original schedule final payment due date.
  1. Sample.
  2. Revised 4/20.
  3. View Form Instructions.
  4. See ii Release No. B037 - Simple Interest Deferral and Extension Agreements, and
  5. ii Release No. B072 regarding loan workouts and TDRs.
  6. See Compliance Courier: New loan modification agreement accommodates extensions, deferrals, or re-amortization of WCUL notes (4/27/2020)

By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.


Price:   $145.00
Quantity:  
Members - log in to purchase!

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Your Account Agreement (83006)

Standardized terms for member accounts. Do not use if incompatible for CU policies and procedures. Do not order this form if your credit union has already purchased or is using WCUL #83005.

Use for: Regular personal accounts, custodial accounts under UTMA, and business/organization accounts under Wisconsin law. This form provides additional terms and conditions beyond those included in the various account ownership agreements offered by The League.

The credit union must supplement this form with additional disclosures as may be appropriate for the account.

Use with Account Ownership Agreement, Custodial Account Ownership Agreement, and Organization Account Ownership Agreement revised 6/21 or later.

  1. Sample.
  2. Revised 4/21.
  3. 8.5 x 11", 1 copy = 12 sides.
  4. Instructions for Your Account Agreement, WCUL #83006 (Rev. 4/21) (Instructions Rev. 9/21)
  5. See ii Release No. 0002 for related information about WCUL account forms.
  6. See ii Release No. 0161 for related information about organization accounts.
  7. See Compliance Courier dated 10/20/21 - Part I - Updated League Account Agreement Forms Released for Sale.

By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.


Price:   $145.00
Quantity:  
Members - log in to purchase!

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Your Account Agreement, with Arbitration Agreement (83005)

Standardized terms for member accounts. Does not include account disclosures.  Do not use if incompatible for CU policies and procedures. Do not order this form if your credit union has already purchased or is using WCUL #83006.

Use for: Regular personal accounts, custodial accounts under UTMA, and business/organization accounts under Wisconsin law. This form provides additional terms and conditions beyond those included in the various account ownership agreements offered by The League. Your Account Agreement #83006, is also available for use by credit unions.

The credit union must supplement this form with additional disclosures as may be appropriate for the account.

Use with Account Ownership Agreement, Custodial Account Ownership Agreement, and Organization Account Ownership Agreement revised 6/21 or later.

  1.  
  2. Sample.
  3. Revised 10/21.
  4. 8.5 x 11", 1 copy = 14 sides.
  5. Instructions for WCUL #83005 (Rev. 10/21) (Instructions Rev. 11/21)
  6. See ii Release No. 0002 for related information about WCUL account forms.
  7. See ii Release No. 0161 for related information about organization accounts.
  8. See Compliance Couriers: Part I - Updated League Account Agreement Forms Released for SalePart II - Updated League Account Agreement Forms Released for Sale & Part III - Updated League Account Agreement Forms Released for Sale.

By purchasing this form, you agree to the Terms and Conditions of W.C.U.L. Services Corp.


Price:   $145.00
Quantity:  
Members - log in to purchase!

                       
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